Ask the Attorney

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Dear Ask the Attorney,

I was hoping to start the New Year out right  by using my tax refunds (I usually get between 3,000 and $4,000) to pay off my debts but it won’t be enough as I have accumulated $15,000 to 20,000 in credit card debt and medical bills. If I file bankruptcy on the credit cards and medical bills, can I keep the tax refunds??

Thanks,

Mike B

Waterford CT